February 17, 202600:24:17

EP337 (新年特輯)過年紅包怎麼用?聊聊從孩子理財到科技人家庭的金錢教育 Ft. 理財作家江季芸、導演兼作家黃瑞仁

大家新年快樂!過年紅包,不只是壓歲錢,更是最好的理財教育起點。

孩子的紅包該怎麼處理,才能不是一次性的花費,而是一輩子受用的金錢觀?
父母要怎麼陪孩子認識錢、做選擇、理解「想要」與「需要」的差別?
忙碌的科技人,又該如何替孩子、也替自己,建立更穩健的財務思維?

本集《科技領航家》過年特輯,邀請理財達人、作家江季芸和導演兼作家黃瑞仁,
從孩子紅包規劃談起,延伸到家庭理財教育與科技人的長期財務思考,
陪你在新的一年,為孩子、也為家庭,種下一顆穩定成長的理財種子。

------------------

製作 | 李翊嘉

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
No transcript available.